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3 Tips for Getting a Loan When You Have Bad Credit

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Having a low credit score doesn’t necessarily mean you can’t access credit. However, interest rates can be very high if lenders regard you as a high risk borrower. Here are three tips that can help you get a car loan or other financing with a reasonable rate of interest, even if your credit score isn’t as high as it should be. 1. Choose Secured Over Unsecured Credit Loans that are backed up by an asset, such as mortgages and car loans, often have much lower interest rates than unsecured personal loans. Read More»

Claiming debt collection of your gym fees

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If you run a local gym it can be hard to stay in business, in a market where more and more low-cost gyms are opening up. It can be very stressful if your gym members do not pay their dues. As gym memberships are based on a contract gym owners do have some ways to ensure that gym goers pay up.  Here are some tips to make sure that that your gym members pay up. Read More»