If somebody or some organisation owes you a significant amount of money and will not pay up, you’ll want to explore all your options. You may have taken steps to try and recover the debt, and these have fallen on deaf ears, and the process has now been going on for some considerable time. Do you need to worry about time limits and what is known, in legal terms, as the ‘statute of limitations? Read More»
Most people struggle with financial emergencies, especially when there is not enough money saved to handle an emergency. This often leads one to sell an asset they had not planned to offload. However, thanks to the advancement in technology and high competition among financial lenders, it is quite easy and convenient to access fast cash loans. Rather than approach a lender, all you do is get online, fill out an application form and apply for a loan. Read More»
Most people dream of owning a home one day. However, this vision becomes elusive because homes cost a significant amount of money. Home loans give you access to the capital required to own a house. There are various kinds of home loans offered by banks today. These home loans include the following: Variable rate loans. This is a home loan where the interest moves according to the cash rates set by the Reserve Bank of Australia. Read More»
Purchasing a car is an engaging process, and the stress involved can take a turn for the worst if your credit score isn’t too appealing to lenders. A low credit score can delay the approval process or even cause you to miss out on the opportunity of buying a car altogether. It is critical for you to understand how car loans work. This way, you can have ideas on some of the measures that you can take to smooth and hasten the approval process. Read More»
Having a low credit score doesn’t necessarily mean you can’t access credit. However, interest rates can be very high if lenders regard you as a high risk borrower. Here are three tips that can help you get a car loan or other financing with a reasonable rate of interest, even if your credit score isn’t as high as it should be. 1. Choose Secured Over Unsecured Credit Loans that are backed up by an asset, such as mortgages and car loans, often have much lower interest rates than unsecured personal loans. Read More»